Kimberly Foss, CFP, president of Empyrion Wealth Management, returns to “Closing Bell” to discuss the markets and investing. Foss explains that she advises her thriving retiree clients not to over-allocate into the equity markets, which can expose them to more risk. Instead, Foss recommends they focus on the things they can control—making sure allocations are commensurate with their ability to take risk and stay in the markets, diversifying globally and rebalancing on a regular basis.