Helpful Links, Jan 2014    Kimberly Foss offers suggestions on reducing credit card debt in Donna Freedman’s article titled “Resolutions 2014: Kill Your Debt and Then Write Its Obituary.” – Coping with Debt and Credit Counseling advice by the FTC. – U.S. Administration on Aging connecting you to services for older adults and their families. – America’s Premier Chrissitan Financial Newsletter. – American Association of Daily Money Managers – Free Credit Report